 |
Certificate of Deposit Rates
Certificate Rates
|
|
Certificate of Deposit (CD) Products
|
Minimum Balance Required to obtain APY
|
Term
|
Annual Percentage Yield (APY)
|
Interest Rate
|
Minimum Balance to Open
|
Compounds
|
Interest Credit
|
Renewal Type
|
Early Withdrawal Penalty
|
|
MainStreet CD's
|
$1,000
|
30 days
|
2.20%
|
2.18%
|
$1,000
|
At Maturity
|
At Maturity
|
Auto-Renewal
|
30 days interest
|
|
|
$1,000
|
91 days
|
2.30%
|
2.28%
|
$1,000
|
At Maturity
|
At Maturity
|
Auto-Renewal
|
3 months interest
|
|
|
$1,000
|
182 days
|
2.45%
|
2.43%
|
$1,000
|
Quarterly
|
Quarterly
|
Auto-Renewal
|
3 months interest
|
|
|
$1,000
|
1 year
|
2.55%
|
2.53%
|
$1,000
|
Quarterly
|
Quarterly
|
Auto-Renewal
|
3 months interest
|
|
|
$1,000
|
18 month
|
2.60%
|
2.58%
|
$1,000
|
Quarterly
|
Quarterly
|
Auto-Renewal
|
6 months interest
|
|
|
$1,000
|
2 year
|
2.65%
|
2.62%
|
$1,000
|
Quarterly
|
Quarterly
|
Auto-Renewal
|
6 months interest
|
|
|
$1,000
|
3 year
|
2.75%
|
2.72%
|
$1,000
|
Quarterly
|
Quarterly
|
Auto-Renewal
|
6 months interest
|
|
|
$1,000
|
4 year
|
2.90%
|
2.87%
|
$1,000
|
Quarterly
|
Quarterly
|
Auto-Renewal
|
6 months interest
|
|
|
$1,000
|
5 year
|
3.05%
|
3.02%
|
$1,000
|
Quarterly
|
Quarterly
|
Auto-Renewal
|
6 months interest
|
|
|
$1,000
|
30 month
|
2.74%
|
2.71%
|
$1,000
|
Quarterly
|
Quarterly
|
Auto-Renewal
|
6 months interest
|
|
Funeral Trust CD
|
$1,000
|
1 year
|
2.55%
|
2.53%
|
$1,000
|
Quarterly
|
Quarterly
|
Auto-Renewal
|
3 months interest
|
|
|
$1,000
|
2 year
|
2.65%
|
2.62%
|
$1,000
|
Quarterly
|
Quarterly
|
Auto-Renewal
|
6 months interest
|
|
|
$1,000
|
3 year
|
2.75%
|
2.72%
|
$1,000
|
Quarterly
|
Quarterly
|
Auto-Renewal
|
6 months interest
|
|
|
$1,000
|
4 year
|
2.90%
|
2.87%
|
$1,000
|
Quarterly
|
Quarterly
|
Auto-Renewal
|
6 months interest
|
|
|
$1,000
|
5 year
|
3.05%
|
3.02%
|
$1,000
|
Quarterly
|
Quarterly
|
Auto-Renewal
|
6 months interest
|
|
CD Specials
|
$1,000
|
7 month
|
|
|
$1,000
|
Quarterly
|
Quarterly
|
Single Maturity
|
3 months interest
|
|
|
$1,000
|
9 month
|
|
|
$1,000
|
Quarterly
|
Quarterly
|
Single Maturity
|
3 months interest
|
|
|
$1,000
|
15 month
|
|
|
$1,000
|
Quarterly
|
Quarterly
|
Single Maturity
|
6 months interest
|
|
|
$1,000
|
17 month
|
|
|
$1,000
|
Quarterly
|
Quarterly
|
Single Maturity
|
6 months interest
|
|
|
$1,000
|
21 month
|
|
|
$1,000
|
Quarterly
|
Quarterly
|
Single Maturity
|
6 months interest
|
|
|
$1,000
|
27 month
|
|
|
$1,000
|
Quarterly
|
Quarterly
|
Single Maturity
|
6 months interest
|
|
Ask about
|
our
|
Traditional/Roth/
|
Coverdell
|
IRAs.
|
|
|
|
|
|
A penalty will be imposed for early withdrawal.
Rates are subject to change.
|
|
 |
